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Explain a fee agreement in plain English
Turns the signed fee agreement into a one-page letter the client actually reads: what it costs, when they pay, what is not covered, and what happens to the money they have not spent.
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Dear Mr. and Mrs. Alvarez,
Here is what our fee agreement says, in plain English, so nothing surprises you later. Defending you in the SunWest foreclosure costs $5,000 up front, and $385 an hour for work beyond the first 13 hours. That $5,000 goes into our trust account, and we draw from it as we work.
What this costs. The $5,000 deposit covers our first 13 hours. After that, my time is $385 an hour and paralegal time is $185 an hour. Filing fees, service fees, and any expert we hire are separate. We pass those through at our cost, and we will ask you before spending more than $250 on any one item.
When you pay. The $5,000 is due before we file your answer, which is due May 12, 2026. After that, you get a bill on the first of each month showing every entry. Payment is due 30 days later. If your trust balance drops below $1,500, we will ask you to bring it back to $3,000.
What is covered. Everything in the SunWest case in King County Superior Court, Case No. 26-2-00412: answering the complaint, hearings, discovery, motions, and trial through judgment.
What is not covered. Four things people usually assume are included and are not: filing bankruptcy, an appeal after the judge rules, a separate lawsuit against SunWest if the facts support one, and negotiating your other debts. Each of those needs its own agreement and its own fee.
What happens if you cannot pay. Call us before the bill is due. We can usually set up a payment plan. If a balance goes more than 60 days past due and we have not agreed on a plan, we may ask the court to let us withdraw. We will give you written notice and time to find another lawyer first, and we will not do it right before a hearing.
Your money. The $5,000 sits in our trust account at First Sound Bank. It stays yours until we earn it. We bill against it monthly and show you what we took and what is left. When the case ends, anything left comes back to you within 30 days.
You asked twice whether the $5,000 is refundable. The answer is yes as to any part we have not earned: that money is yours, and it comes back.
Please call me at (206) 555-0143 with any question before you sign.
Sincerely,
D. Okafor
I have read this letter and the engagement letter dated April 27, 2026. I understand what the fees are and what is not covered.
Client: ____________________ Date: __________
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Assumptions I made. That costs over $250 require your approval [verify - the agreement says "significant costs" without a number]. That the replenishment trigger is $1,500 to $3,000 [safe - paragraph 6]. That the file is returned on request at no charge [verify - the agreement is silent].
Where this is weakest. "Covers our first 13 hours" invites the client to read the $5,000 as a cap on the first phase. And "we may ask the court to let us withdraw" understates how disruptive withdrawal is mid-case.
What only you can decide. Whether to add a total estimated range: "most contested foreclosure defenses in this county run $9,000 to $22,000 through judgment", which almost eliminates fee surprise but anchors them to the low end, or to leave the rate alone, which is safer for you and worse for them. Also whether to send this before signature, which documents informed consent but delays the answer deadline, or at the same time.
What would make this materially better. The costs paragraph from the agreement, which I could not see, followed by whether your court charges a motion fee per filing.
Why this prompt is built the way it is
## Framework
1. **The number goes first.** The cost and the cadence belong in the opening two sentences, before the matter description and long before the firm's name.
2. **Five questions, five headings, numbers instead of adjectives.** What does this cost. When do I pay. What does it cover. What does it not cover. What happens if I cannot pay. Every vague fee term in the agreement converts to a figure or a date: $385 an hour, bills on the 1st, due in 30 days, replenish below $1,500.
3. **Trust money in three sentences, scope in examples the client recognizes.** Where the money sits, when it becomes the firm's, what happens to what is left over. Then "an appeal after the judge rules" and "a second lawsuit against the same bank", not "matters beyond the scope of this engagement."
4. **Companion, never substitute, and get it signed.** The letter restates the agreement; it never changes it, and where the agreement is ambiguous it flags rather than choosing the friendlier reading. Eighth-grade reading level, sentences under twenty words, one acknowledgment line. That signature is what ends most fee disputes before they start.