This page lists three turns, the messages you send to the AI one after another in the same chat, and then a check of the answer. Keep it open next to your chat. Each turn shows the next thing to paste, with the values you entered already filled in. Nothing is sent from this page, and your conversation stays in the AI tool you are using.
Who is owed, with a short identifier the reader will recognize.
The recipient, with the person who actually approves payment if you know them.
What was done and when, invoice number and date, amount, due date, deposits, follow-ups, and any fee or interest clause.
State and county, plus the small-claims limit and filing fee if you know them.
Converted to a calendar date in the letter.
Sets the temperature. A client who wants the account back writes a different letter.
Watch for these throughout
Small-claims limits, entity-party rules, and whether a lawyer may appear vary by state. Confirm all three before the letter promises a filing.
Pre-suit notice statutes exist in more states than people expect: consumer protection, construction, and theft-liability demand statutes each carry content requirements. Check whether one applies before sending.
Pre-judgment interest rates and their trigger dates are statutory and vary. Verify the rate before putting arithmetic in writing.
Third-party collection of consumer debt triggers federal and state collection statutes. An original creditor collecting a commercial debt is usually outside them, but confirm rather than assume.
Never threaten what the client will not do. Threats of criminal referral or credit reporting you do not actually make can convert a collection matter into a counterclaim.